Yes. Wave Accounting still lists a Starter plan at $0 in 2026. On Wave's official pricing page, Starter includes unlimited estimates, invoices, bills, and bookkeeping records, plus the option to accept online payments.
Wave also lists a Pro plan at $19 USD/month when billed monthly and $190 USD/year when billed annually. Pro adds discounted online payment fees, bank transaction imports, auto-merge and categorization, unlimited receipt capture, automated late payment reminders, and other workflow features.
The important distinction is simple: Wave is free for basic accounting and invoicing. Eonebill is free for AI-generated client documents.
If you searched for Wave accounting pricing 2026, the short answer is:
| Plan | Current public price | What it includes | Best for | |---|---:|---|---| | Wave Starter | $0 | Unlimited estimates, invoices, bills, bookkeeping records, mobile invoicing, customer dashboard, and optional online payments | New small businesses that want free accounting basics | | Wave Pro monthly | $19 USD/month | Starter plus discounted payment fees, bank imports, auto-categorization, receipt capture, reminders, and more | Businesses that want Wave to handle more bookkeeping workflow | | Wave Pro annual | $190 USD/year | Same Pro feature set, billed annually | Businesses that know they will stay with Wave Pro for the year | | Wave add-ons | Varies by add-on | Receipts, payroll, payments, bookkeeping, and advisor services can add cost | Businesses that need accounting operations beyond basic invoicing |
Pricing checked against Wave's public pricing page on July 8, 2026. Wave may run temporary promotions, so verify the latest plan details on Wave's pricing page before upgrading.
Wave Starter is useful if you need free accounting basics. It is less ideal if you are a freelancer who wants documents created fast, because the workflow is still accounting-first and form-driven.
Wave is built around bookkeeping records, transactions, invoices, bills, receipts, and reports. That is useful when you want your invoicing tied to your books.
Eonebill is built around fast client paperwork: invoices, receipts, quotes, estimates, proposals, contracts, purchase orders, and delivery notes.
Wave's free plan covers basics. Pro is where bank imports, transaction categorization, receipt capture, automated reminders, lower card-fee structure, and other time-saving workflows become central.
If you want to type a plain-English request and get a client-ready invoice, proposal, receipt, or contract, Eonebill is the cleaner fit.
"Free accounting software" does not mean every Wave workflow is free. Starter is a real $0 plan, but there are three limits worth understanding before you build your workflow around it.
Wave Starter shows card processing starting at 2.9% + $0.60 per credit card transaction and 3.4% + $0.60 for Amex. Wave Pro shows a lower structure for some card transactions, including 2.9% + $0 for the first 10 transactions per month on the pricing page.
That means Wave's free plan can still cost money when clients pay online. The software plan can be free while payment processing is not free.
Choose Wave Starter if you need a no-cost place to send invoices, create estimates, record bills, and keep basic bookkeeping records. Starter is the clean answer for "is Wave accounting still free?"
Choose Wave Pro if the manual work is costing you more than the subscription: importing bank transactions, auto-categorizing transactions, storing receipts, sending late-payment reminders, and getting broader support.
Choose Eonebill if the bottleneck is not accounting, but document creation. Freelancers often need invoices, receipts, quotes, estimates, proposals, contracts, purchase orders, and delivery notes faster than an accounting ledger can be configured.
Choose Wave if you want a free accounting system and are comfortable managing bookkeeping inside the same app as your invoices.
Choose Eonebill if you are a freelancer, contractor, consultant, agency, or service business that mainly needs polished client documents fast.
For a deeper side-by-side breakdown, see the dedicated Eonebill vs Wave comparison.
| Feature | Eonebill | Wave |
|---|---|---|
| Is it free to start? | Yes, free plan available | Yes, Starter is $0 |
| Best core use case | AI invoices and client documents | Accounting plus invoicing |
| Current paid plan | Paid tiers for AI document volume | Pro listed at $19/mo or $190/year |
| AI invoice generation | Plain-English AI drafting | Accounting-first manual workflow |
| Contracts and proposals | Built into the document workflow | Not the main workflow |
| Receipt workflow | Receipt generator plus document workspace | Available through Wave receipt features and add-ons |
| Best for freelancers | Freelancers who want fast documents | Freelancers who want free accounting |
Wave is a strong fit when the main job is bookkeeping, reports, transaction records, bills, and invoice payments.
Eonebill is the stronger fit when the main job is creating invoices, receipts, estimates, quotes, contracts, proposals, purchase orders, and delivery notes quickly.
Many freelancers can use a document-first workflow for client paperwork and keep accounting separate when tax or bookkeeping complexity grows.