Connected bookkeeping
Solopreneur can link bank and credit-card accounts, categorize transactions, and separate business and personal activity for review.
Compare permanent free options for invoices, basic bookkeeping, recurring billing, and projects without pretending every free tool replaces QuickBooks accounting and tax workflows.
Direct answer
Eonebill offers a permanent free allowance for invoices and business documents. Wave Starter offers free invoicing with bookkeeping basics. Zoho Invoice offers free recurring, time-based, and project invoicing within published limits.
None of these tools should be treated as a complete replacement for QuickBooks Solopreneur when you rely on connected transactions, mileage, reports, tax categories, or tax filing.

Current QuickBooks product
Intuit describes Solopreneur as a product for one-person businesses and provides a migration path from QuickBooks Self-Employed. Its public product page advertises a paid annual subscription and a 30-day trial, not a permanent free plan.
Solopreneur can link bank and credit-card accounts, categorize transactions, and separate business and personal activity for review.
Intuit lists expense tracking, receipt capture, and mileage tracking among its self-employed workflows.
The product supports profit-and-loss reporting and a Schedule C-oriented tax workflow for qualifying one-person businesses.
Freelancers can create invoices, track invoice status, send reminders, and accept supported payment methods.
Prices and limits below were checked against published US product pages on September 29, 2026. Temporary promotions are excluded where a regular free or paid path is available.
| Product | Published price | Free access or limit | Strongest fit | Main boundary |
|---|---|---|---|---|
| QuickBooks Solopreneur | $120/year advertised | No permanent free plan advertised | One-person bookkeeping, expenses, mileage, reports, and tax workflow | Subscription required after the 30-day trial |
| Eonebill | $0 | 30 documents/month for up to 3 clients | AI-assisted invoices and connected business documents | Not full bookkeeping or tax software |
| Wave Starter | $0 | Unlimited estimates, invoices, bills, and bookkeeping records | Free invoicing with bookkeeping basics | Automation and receipt capture are paid features |
| Zoho Invoice | $0 | 500 invoices/year, two users, and three projects | Recurring invoices, reminders, time, and project billing | Not a complete accounting replacement |
Best free option for AI-assisted documents
Eonebill's free plan includes 30 documents per month for up to 3 clients. It focuses on drafting invoices and connected documents such as estimates, quotes, receipts, proposals, and contracts.
Choose when: Choose Eonebill when professional client documents are the main need and bookkeeping is handled by an accountant or another system.
Does not replace: It does not replace transaction reconciliation, a general ledger, mileage records, Schedule C preparation, or accountant-ready books.
Best free option for bookkeeping basics
Wave advertises a $0 Starter plan with unlimited estimates, invoices, bills, and bookkeeping records. Its optional payment service has transaction fees, while Pro adds bank automation, receipt capture, and reminders.
Choose when: Choose Wave when basic bookkeeping and unlimited invoicing matter more than a document suite or dedicated tax workflow.
Does not replace: Confirm bank availability, payment eligibility, transaction fees, support, and which automation features require the paid plan.
Best free option for recurring and project invoices
Zoho Invoice is free and includes recurring invoices, reminders, expenses, time tracking, projects, a customer portal, and mobile apps. Its published limits are 500 invoices per year, two users, and three projects.
Choose when: Choose Zoho Invoice when invoicing is connected to billable time or projects and the published limits fit the business.
Does not replace: It is an invoicing product rather than a full substitute for QuickBooks bookkeeping, financial statements, or tax preparation.
Start with the records the business must keep. A free invoice app can reduce document costs, but it should not silently remove bookkeeping or tax controls you still need.
| Primary need | Likely fit | Why |
|---|---|---|
| Create invoices and related client documents | Eonebill | Document-first workflow with a permanent free allowance |
| Send unlimited invoices and keep basic bookkeeping records | Wave Starter | Free invoice, bill, and bookkeeping record creation |
| Track time or projects and send recurring invoices | Zoho Invoice | Free invoicing workspace with published annual and project limits |
| Track mileage, categorize transactions, and prepare Schedule C data | QuickBooks Solopreneur | The paid product is designed around one-person bookkeeping and tax |
| Use a custom chart of accounts and full financial statements | Full accounting software | Invoice-only tools do not replace a complete accounting system |
Stay with QuickBooks when
Use a free alternative when
Moving the invoice workflow is easy compared with preserving books and tax records. Confirm the accounting boundary before cancelling the original subscription.
Intuit does not advertise a permanent free QuickBooks Self-Employed or QuickBooks Solopreneur plan. Its Solopreneur product page advertises a paid annual subscription and a 30-day trial. Verify the current offer before subscribing because pricing can change.
Intuit describes QuickBooks Solopreneur as its newest purpose-built product for teams of one and provides an official migration path from QuickBooks Self-Employed. Intuit support materials still document both products, so existing customers should check their account before changing plans.
The answer depends on the missing workflow. Eonebill fits AI-assisted invoices and business documents, Wave Starter fits free invoicing with bookkeeping basics, and Zoho Invoice fits recurring, time-based, and project invoicing. None should be assumed to replace every QuickBooks bookkeeping or tax feature.
Eonebill can replace the document-creation part of a freelancer workflow when the main need is invoices, estimates, quotes, receipts, proposals, or contracts. It does not replace bank reconciliation, mileage tracking, transaction categorization, tax preparation, or complete accounting records.
Wave advertises a $0 Starter plan with unlimited estimates, invoices, bills, and bookkeeping records. Payment processing has fees, and features such as automated bank transaction handling, digital receipt capture, and automatic reminders are included in Wave Pro.
Export customers, invoices, payments, expenses, receipts, mileage records, tax reports, profit-and-loss reports, and outstanding balances. Confirm data-retention and tax requirements with an accountant before cancelling access.
Create one real invoice, confirm the PDF and totals, then decide whether the document workflow can be separated safely from your bookkeeping and tax records.
Create a Free Invoice