Roommate Contract Template

Sharing a living space with roommates—whether it is a college dorm, an apartment, or a single-family home—is one of the most common and financially practical arrangements for millions of Americans, particularly young adults, students, and professionals in high-cost housing markets. Yet the financial and interpersonal stress of shared living can quickly escalate when roommates disagree about rent, chores, guests, or household responsibilities. A written roommate contract provides an objective, mutually agreed framework for managing these issues before they become sources of conflict, protecting both the living arrangement and the friendships that may be at stake.

Our free roommate contract template is designed for housemates in the United States who want to establish clear expectations and shared rules for their living arrangement. It covers financial contributions including rent splitting and utility payments, household responsibilities and chore schedules, guest and quiet hour policies, procedures for resolving disputes and handling conflicts, and provisions for moving out or replacing a roommate. The template is free to download, customizable to your specific situation, and does not require any signup.

What Is a Roommate Contract?

A roommate contract is a written agreement between the occupants of a shared residence that establishes the rules, expectations, and financial arrangements governing their cohabitation. Unlike the master lease agreement between the tenants and the landlord, which is a formal legal document required by law and managed by the property owner, a roommate contract is a private agreement between the housemates that addresses the practical, day-to-day aspects of living together that the master lease typically does not cover.

The legal status of roommate contracts is well established as civil contracts under general contract law principles. If a roommate breaches a material term of the agreement—for example, consistently refusing to pay their share of utilities—the other roommates may have legal recourse through small claims court, particularly if the breach has caused quantifiable financial harm. However, enforcing a roommate contract through the legal system is typically a last resort, and most disputes are better resolved through the informal conflict resolution mechanisms the contract itself establishes.

The informal nature of roommate agreements does not diminish their practical importance. In fact, because roommate contracts are flexible documents that can address virtually any topic the parties choose to include, they often prove more useful in daily life than the standard-form master lease. A well-crafted roommate contract can prevent misunderstandings before they occur, establish clear consequences for violations that both parties have pre-agreed to, and create a shared reference point for resolving disagreements objectively rather than emotionally.

One of the most valuable aspects of a roommate contract is its role in establishing shared accountability. When roommates discuss and document their expectations in advance—rather than operating on unstated assumptions—they are far less likely to experience the kind of cumulative resentment that destroys friendships and makes living situations unbearable. Having an honest conversation about money, cleanliness, noise, and guests before moving in together is the single most important step any group of potential housemates can take.

Key Clauses Every Roommate Contract Must Include

1. Financial Contributions and Rent Splitting

This section should detail each roommate's share of the monthly rent, the due date for rent payment, the method of payment, and whether rent is paid directly to the landlord or to a designated "roommate manager" who distributes funds. It should also address security deposit contributions (whether each roommate contributes equally or proportionally based on room size), how returned deposits will be divided upon move-out, and what happens if one roommate pays late or short.

2. Utility and Shared Expense Payments

Utilities—including electricity, gas, water, internet, streaming services, and household supplies—are typically the most contentious shared expenses between roommates. This provision should identify each utility, specify which roommate is responsible for setting up and maintaining each account, establish the monthly amount each roommate owes, set the payment due date and method, and address what happens if a roommate fails to pay their share. Many roommate contracts establish a shared household fund for communal supplies that each roommate contributes to regularly.

3. Household Responsibilities and Chore Schedule

Cleanliness disagreements are among the most frequently cited reasons for roommate conflicts. This clause should establish baseline expectations for cleanliness and hygiene in shared spaces, create a rotating or assigned chore schedule for tasks like dishes, vacuuming, bathroom cleaning, and trash removal, address food sharing arrangements (whether food is communal, individually purchased, or some combination), and specify how the cost of communal cleaning supplies and household items will be managed.

4. Guest Policies

Having guests—friends, romantic partners, family members—is a normal part of shared living, but unconstrained guest policies can quickly become a source of tension. This provision should specify how long a guest may stay consecutively (a common threshold is three to five nights per month), whether overnight guests require advance notice or approval from other roommates, how many simultaneous overnight guests are permitted, and how guest-related expenses (such as increased utilities or shared food consumption) will be handled.

5. Quiet Hours and Shared Living Space Rules

This clause establishes the agreed-upon quiet hours during which noise levels must be kept to a minimum to allow others to sleep, study, or work from home. It should address shared-space scheduling (such as use of common areas, the TV, and kitchen), expectations around personal space versus communal space, rules regarding smoking, vaping, or other substances inside the residence, and pet policies if applicable.

6. Moving Out and Replacement Procedures

The reality of shared living is that roommate situations change. People change jobs, graduate, move for relationships, or simply grow apart as housemates. This provision should specify the minimum notice period required before a roommate moves out (thirty days is common), whether the departing roommate is responsible for finding a replacement, how any prepaid rent or deposit amounts will be handled upon departure, and how the remaining roommates will screen and select a replacement if needed.

7. Conflict Resolution

This clause should establish a tiered process for resolving disputes: first, an informal conversation between the affected roommates; second, a formal house meeting with all roommates present; third, mediation or arbitration if the dispute cannot be resolved internally. The goal is to prevent conflicts from escalating to the point where the living arrangement becomes unsustainable or friendships are permanently damaged.

How to Write a Roommate Contract

Writing a roommate contract should be a collaborative, inclusive process that involves all prospective housemates from the beginning—not something one roommate drafts and presents to the others as a fait accompli. Before drafting, gather all roommates together for an honest conversation about expectations, deal-breakers, pet peeves, and aspirations for the living arrangement. Use this conversation to identify the issues that matter most to each person and to find mutually acceptable solutions.

When drafting the agreement, be as specific as possible about the terms. For financial contributions, specify exact dollar amounts rather than percentages where possible. For chore schedules, assign specific tasks on specific days rather than vague "you clean when it's dirty" language. For guest policies, specify concrete limits (number of nights, advance notice required, etc.) rather than subjective standards like "reasonable." Specificity prevents disputes because there is no ambiguity to argue about.

Both practical experience and legal counsel suggest that roommate contracts should be reviewed and updated periodically—ideally every six months or whenever a significant change occurs in the living arrangement (such as a new roommate joining or a major change in circumstances). A contract signed when everyone is on their best behavior at the start of a tenancy may not reflect the evolved reality of the household six months later.

Finally, have all roommates sign and date the completed contract, and keep a copy for each person. Having a physical signature creates psychological commitment and provides legal enforceability that an unsigned or verbal agreement lacks.

Sample Roommate Contract

Consider the following scenario: Four graduate students—Alex, Jordan, Sam, and Casey—are moving into a four-bedroom house near campus at $2,800 per month total rent. They agree that Alex and Jordan, who have larger bedrooms with private bathrooms, will each pay $800 per month, while Sam and Casey, who share a bathroom, will each pay $600 per month. They designate Alex as the primary leaseholder who communicates with the landlord, and each roommate pays Alex via Venmo by the twenty-fifth of the month for the following month's rent.

The roommate contract specifies that utilities (electric, gas, water, internet totaling approximately $280 per month) will be split equally at $70 per roommate per month, with one roommate designated as the account manager for each utility, rotating annually. They establish a shared household supply fund of $50 per month per roommate, collected by a rotating fund manager, for shared groceries, cleaning supplies, and toilet paper.

The contract establishes quiet hours from 10 pm to 8 am on weekdays and midnight to 10 am on weekends. Guest stays exceeding three consecutive nights require advance written notice to all roommates, and no more than two overnight guests are permitted at any one time. The contract requires thirty days' written notice for move-out, assigns the departing roommate responsibility for finding an acceptable replacement, and specifies that disputes will first be addressed in a house meeting within seventy-two hours of a written request by any roommate.

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Get Started with Your Roommate Agreement

Sharing a living space with roommates is one of the most common—and most fraught—arrangements for young adults, students, and professionals. Without a clear written agreement, disputes over rent, utilities, guests, and shared responsibilities can quietly erode friendships and create living environments that are anything but peaceful. Eonebill's free roommate contract template gives you a clean, straightforward framework to set expectations from the start.

Download the Free Roommate Agreement Template Now and enjoy a drama-free living arrangement.